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Cheapest U.S. States to Study and Work as an International Student (2025 Guide)

Studying in the United States is a dream for many international students — but the cost of tuition and living can often be a challenge. Fortunately, there are several U.S. states that offer affordable education, low cost of living, and student-friendly work opportunities for foreigners on F1 or M1 visas.

In this 2025 guide, you’ll discover the cheapest states to study and work in the U.S., the best universities in each, and how to make your stay both affordable and rewarding.

Why Choose Affordable States in the U.S.?

Tuition and living expenses vary greatly from one state to another. Choosing a budget-friendly state means you’ll spend less on housing, food, and transportation — while still receiving a world-class education.

Here’s what makes these states attractive:

  • Lower tuition fees at public universities

  • Lower rent and cost of living

  • High demand for student workers (on-campus or part-time)

  • Friendly immigration and work policies for F1 visa holders

Top 7 Cheapest States to Study and Work in the U.S. (2025)

1. Texas

  • Average Tuition: $9,500 – $13,000 per year

  • Living Cost: 20–30% below national average

  • Popular Schools: University of Houston, Texas State University

  • Why It’s Great: Affordable housing, part-time work opportunities, strong international community

2. Florida

  • Average Tuition: $10,000 – $15,000 per year

  • Living Cost: Low compared to East Coast states

  • Popular Schools: University of South Florida, Florida Atlantic University

  • Why It’s Great: No state income tax, plenty of tourism-related jobs

3. North Dakota

  • Average Tuition: $8,000 – $11,000 per year

  • Living Cost: Among the lowest in the U.S.

  • Popular Schools: North Dakota State University, University of North Dakota

  • Why It’s Great: Small cities, safe environment, low rent

4. Arkansas

  • Average Tuition: $8,500 – $10,500 per year

  • Living Cost: 25% below U.S. average

  • Popular Schools: University of Arkansas, Arkansas State University

  • Why It’s Great: Great for F1 visa students and research programs

5. Missouri

  • Average Tuition: $9,000 – $12,000 per year

  • Living Cost: Moderate and student-friendly

  • Popular Schools: Missouri State University, University of Missouri

  • Why It’s Great: Offers on-campus jobs and optional practical training (OPT) opportunities

6. Oklahoma

  • Average Tuition: $9,500 – $11,000 per year

  • Living Cost: Very affordable housing

  • Popular Schools: University of Oklahoma, Oklahoma State University

  • Why It’s Great: Supportive community for international students

7. Georgia

  • Average Tuition: $10,000 – $13,000 per year

  • Living Cost: Low in smaller cities like Macon and Augusta

  • Popular Schools: Georgia State University, University of Georgia

  • Why It’s Great: Diverse population and good job prospects after graduation

Part-Time Work Opportunities for F1 Students

International students on F1 visas are allowed to:

  • Work up to 20 hours per week on campus during semesters

  • Work full-time during breaks

  • Apply for CPT (Curricular Practical Training) and OPT (Optional Practical Training) after studies

Common student jobs include:

  • Campus library assistant

  • Food service worker

  • Research or teaching assistant

  • Tech support and tutoring

Tip: Try to find universities that offer on-campus housing and employment — it saves money and reduces commuting costs.

Average Monthly Living Costs in Budget-Friendly States (2025)

Expense Type Average Monthly Cost (USD)
Housing $500 – $800
Food & Groceries $250 – $400
Transportation $60 – $100
Health Insurance $100 – $200
Miscellaneous $100 – $200

Total monthly cost for a student: $1,000 – $1,500

Scholarships and Financial Aid for International Students

Many U.S. universities and state governments offer scholarships to help reduce your cost of study:

  • Fulbright Foreign Student Program

  • Global Undergraduate Exchange Program (UGRAD)

  • University-based merit scholarships (check school websites)

  • Private foundations like EducationUSA and Rotary International

Final Thoughts

Studying in the United States doesn’t have to be expensive. By choosing the right state and university, international students can access quality education, gain valuable work experience, and live affordably.

Whether you pick Texas, Florida, or North Dakota, you’ll enjoy a true American experience without breaking the bank.

Start planning today — your U.S. education journey begins with the right financial decisions.

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